Can I change the cover amount of insurance anytime?

No, cover amount and term duration typically cannot be changed. If you want to increase the amount, you can purchase an additional policy.

However, in the event of marriage or child birth, some policies, including ICICI Pru iProtect Smart also give an option of topup up to a certain limit. If you get a top up, you wonโ€™t have to go through the medical process again. Your premium will also be increased according to the extra cover availed of.

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