What are the parameters you look for while selecting a life insurance policy?

We have selected ICICI Life Insurance based on its affordability, features (waiver of premium on accidental disability, payout on terminal illness), claim settlement ratio (97.88% for FY 2017-18), claim processing speed (99.76% of claims paid within 3 months of claim submission for FY 2017-18), solvency ratio (2.52 for FY 2017-18) and coverage (starting from Rs. 25 lakhs cover).

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