We ideally recommend rebalancing twice a year. We update our fund recommendations at the beginning of every year where we take the latest Mutual Fund data into account and re-run our predictive algorithms to come up with the best funds for that year. 


Once the new recommendations are out, we reach out to you (via emails and notification) prompting you to rebalance. We only recommend rebalancing that part of your portfolio which is free of exit load charges, STCG taxes, and lock-in period. Since your entire portfolio may not be free of such charges at once, we recommend rebalancing twice a year (helps do it in bulk). This helps periodically move from old funds to new recommended funds in a cost and tax-efficient manner.


If you want to read in more detail about portfolio rebalancing, click here