We ideally recommend rebalancing twice a year. We update our fund recommendations at the beginning of every year where we take the latest Mutual Fund data into account and re-run our predictive algorithms to come up with the best funds for that year. 


Once the new recommendations are out, we reach out to you (via emails and notification) prompting you to rebalance. We only recommend rebalancing that part of your portfolio which is free of exit load charges, STCG taxes, and lock-in period. Since your entire portfolio may not be free of such charges at once, we recommend rebalancing twice a year (helps do it in bulk). This helps periodically move from old funds to new recommended funds in a cost and tax-efficient manner.


To understand the detailed process & steps of portfolio rebalancing, refer to this FAQ

To understand, why we recommend rebalancing your goals, refer to this FAQ.


If you want to read in more detail about portfolio rebalancing, click here


We also have YouTube videos available for all the common FAQs on SIP and Portfolio Rebalancing. This will hopefully make it simple to understand the entire process and help clarify any doubts that you may have.