Yes, you can. To do this, you can:1. Register both the primary and joint account holders on Niyo Money under 2 different logins.2. Email firstname.lastname@example.org from the primary account holder's registered email ID and request joint account holding.We will do the needful in 2 business days and get back to you once it's done. Please note that a joint holding account can only be set up before you have started investing.